plannF Blog https://www.plannf.com/blog Financial Planning, Retirement, and FIRE Insights in India. en-in Tue, 01 Sep 2026 01:45:30 GMT <![CDATA[How to Generate 2 Lakhs Per Month Pension in India]]> https://www.plannf.com/blog/how-to-generate-2-lakhs-per-month-pension-india https://www.plannf.com/blog/how-to-generate-2-lakhs-per-month-pension-india Thu, 09 Jul 2026 00:00:00 GMT <![CDATA[The 14% Healthcare Shock: Medical Inflation Data Study]]> https://www.plannf.com/blog/healthcare-shock-medical-inflation-data-india https://www.plannf.com/blog/healthcare-shock-medical-inflation-data-india Sat, 04 Jul 2026 00:00:00 GMT <![CDATA[How to Calculate Real Estate and Illiquid Assets in Your Net Worth]]> https://www.plannf.com/blog/calculating-real-estate-net-worth https://www.plannf.com/blog/calculating-real-estate-net-worth Sat, 27 Jun 2026 00:00:00 GMT <![CDATA[EPF vs. Mutual Funds: The Ultimate Asset Allocation Dilemma]]> https://www.plannf.com/blog/epf-vs-mutual-funds https://www.plannf.com/blog/epf-vs-mutual-funds Sat, 27 Jun 2026 00:00:00 GMT <![CDATA[The Missing Tool in Fintech: Why We Built India's First Holistic FIRE Simulator]]> https://www.plannf.com/blog/indias-first-holistic-fire-simulator https://www.plannf.com/blog/indias-first-holistic-fire-simulator Sat, 27 Jun 2026 00:00:00 GMT <![CDATA[How Spousal Asset Splitting Saves Lakhs in LTCG]]> https://www.plannf.com/blog/how-spousal-asset-splitting-saves-ltcg-tax-india https://www.plannf.com/blog/how-spousal-asset-splitting-saves-ltcg-tax-india Thu, 25 Jun 2026 00:00:00 GMT <![CDATA[Old vs New Tax Regime Calculator: Maximize Your Take-Home Salary]]> https://www.plannf.com/blog/old-vs-new-tax-regime-calculator https://www.plannf.com/blog/old-vs-new-tax-regime-calculator Tue, 23 Jun 2026 00:00:00 GMT <![CDATA[Monthly SIP for 1 Crore in 10 Years: The Math Explained]]> https://www.plannf.com/blog/monthly-sip-for-1-crore-in-10-years-india https://www.plannf.com/blog/monthly-sip-for-1-crore-in-10-years-india Sat, 20 Jun 2026 00:00:00 GMT <![CDATA[Term Insurance vs Endowment Plans: Why Mixing Them Kills FIRE]]> https://www.plannf.com/blog/term-insurance-vs-endowment-plans-fire https://www.plannf.com/blog/term-insurance-vs-endowment-plans-fire Tue, 16 Jun 2026 00:00:00 GMT <![CDATA[Escaping the Spreadsheet Trap: Why Your FIRE Plan Needs an Upgrade]]> https://www.plannf.com/blog/escaping-spreadsheet-trap-fire-planning https://www.plannf.com/blog/escaping-spreadsheet-trap-fire-planning Sat, 13 Jun 2026 00:00:00 GMT <![CDATA[FAQ: What is the Safe Withdrawal Rate in India 2026?]]> https://www.plannf.com/blog/faq-safe-withdrawal-rate-india-2026 https://www.plannf.com/blog/faq-safe-withdrawal-rate-india-2026 Fri, 12 Jun 2026 00:00:00 GMT <![CDATA[The Role of NPS in Early Retirement (Tier 1 vs Tier 2)]]> https://www.plannf.com/blog/role-of-nps-in-early-retirement-india https://www.plannf.com/blog/role-of-nps-in-early-retirement-india Fri, 12 Jun 2026 00:00:00 GMT <![CDATA[FAQ: How to Avoid Lifestyle Inflation with Salary Hikes?]]> https://www.plannf.com/blog/faq-avoid-lifestyle-inflation-salary-hikes https://www.plannf.com/blog/faq-avoid-lifestyle-inflation-salary-hikes Tue, 09 Jun 2026 00:00:00 GMT <![CDATA[How to Generate 1 Lakh Per Month Pension (Tax-Free)]]> https://www.plannf.com/blog/how-to-generate-1-lakh-per-month-pension-india https://www.plannf.com/blog/how-to-generate-1-lakh-per-month-pension-india Mon, 08 Jun 2026 00:00:00 GMT <![CDATA[Coast FIRE in India: How to Downshift Your Career at 40]]> https://www.plannf.com/blog/coast-fire-india-downshift-career-40 https://www.plannf.com/blog/coast-fire-india-downshift-career-40 Sat, 30 May 2026 00:00:00 GMT <![CDATA[Monthly SIP for 10 Crores in 20 Years: The Fat FIRE Math]]> https://www.plannf.com/blog/monthly-sip-for-10-crores-in-20-years-india https://www.plannf.com/blog/monthly-sip-for-10-crores-in-20-years-india Fri, 29 May 2026 00:00:00 GMT <![CDATA[Child Education Cost Calculator: Outpace Education Inflation]]> https://www.plannf.com/blog/child-education-cost-calculator-india https://www.plannf.com/blog/child-education-cost-calculator-india Mon, 25 May 2026 00:00:00 GMT <![CDATA[HUF (Hindu Undivided Family) for Tax-Efficient Wealth Building]]> https://www.plannf.com/blog/huf-tax-efficient-wealth-building-india https://www.plannf.com/blog/huf-tax-efficient-wealth-building-india Mon, 18 May 2026 00:00:00 GMT <![CDATA[Should Real Estate Be Part of Your FIRE Corpus?]]> https://www.plannf.com/blog/should-real-estate-be-part-of-fire-corpus-india https://www.plannf.com/blog/should-real-estate-be-part-of-fire-corpus-india Mon, 18 May 2026 00:00:00 GMT <![CDATA[Mastering Indian Taxation for Investors: Regimes, LTCG, and Harvesting]]> https://www.plannf.com/blog/mastering-indian-taxation-investors https://www.plannf.com/blog/mastering-indian-taxation-investors Sun, 17 May 2026 00:00:00 GMT <![CDATA[PPF Maturity Calculator: The 15-Year Tax-Free Compounding]]> https://www.plannf.com/blog/ppf-maturity-calculator-india https://www.plannf.com/blog/ppf-maturity-calculator-india Sat, 16 May 2026 00:00:00 GMT <![CDATA[plannF vs. INDmoney: Wealth Tracking vs. Wealth Simulation]]> https://www.plannf.com/blog/plannf-vs-indmoney https://www.plannf.com/blog/plannf-vs-indmoney Wed, 13 May 2026 00:00:00 GMT <![CDATA[Sequence of Returns Risk (SRR) Explained for Indian Markets]]> https://www.plannf.com/blog/sequence-of-returns-risk-india https://www.plannf.com/blog/sequence-of-returns-risk-india Tue, 12 May 2026 00:00:00 GMT <![CDATA[FAQ: Can an NRI Continue Their PPF Account in India?]]> https://www.plannf.com/blog/faq-can-nri-continue-ppf-account-india https://www.plannf.com/blog/faq-can-nri-continue-ppf-account-india Mon, 11 May 2026 00:00:00 GMT <![CDATA[FAQ: How to Offset LTCG Tax on Mutual Funds Legally?]]> https://www.plannf.com/blog/faq-offset-ltcg-tax-mutual-funds https://www.plannf.com/blog/faq-offset-ltcg-tax-mutual-funds Mon, 11 May 2026 00:00:00 GMT <![CDATA[How to Generate 50,000 Per Month Pension in India]]> https://www.plannf.com/blog/how-to-generate-50000-per-month-pension-india https://www.plannf.com/blog/how-to-generate-50000-per-month-pension-india Sat, 09 May 2026 00:00:00 GMT <![CDATA[NPS vs EPF for Retirement: The Complete Mathematical Breakdown]]> https://www.plannf.com/blog/nps-vs-epf-retirement-india https://www.plannf.com/blog/nps-vs-epf-retirement-india Thu, 07 May 2026 00:00:00 GMT <![CDATA[SWP Calculator India: Safely Withdraw From Your Corpus]]> https://www.plannf.com/blog/swp-calculator-india https://www.plannf.com/blog/swp-calculator-india Sun, 03 May 2026 00:00:00 GMT <![CDATA[Debt Free Calculator India: Optimize Your Loan Repayment]]> https://www.plannf.com/blog/debt-free-calculator-india-loan-repayment https://www.plannf.com/blog/debt-free-calculator-india-loan-repayment Wed, 29 Apr 2026 00:00:00 GMT <![CDATA[Monthly SIP for 5 Crores in 15 Years: The Chubby FIRE Target]]> https://www.plannf.com/blog/monthly-sip-for-5-crores-in-15-years-india https://www.plannf.com/blog/monthly-sip-for-5-crores-in-15-years-india Tue, 28 Apr 2026 00:00:00 GMT <![CDATA[plannF vs. Spreadsheets vs. Basic Calculators: Time to Upgrade Your FIRE Plan]]> https://www.plannf.com/blog/plannf-vs-spreadsheets-vs-calculators https://www.plannf.com/blog/plannf-vs-spreadsheets-vs-calculators Sun, 26 Apr 2026 00:00:00 GMT <![CDATA[How to Rebalance Your Portfolio Without Paying Massive Taxes]]> https://www.plannf.com/blog/how-to-rebalance-portfolio-without-paying-taxes-india https://www.plannf.com/blog/how-to-rebalance-portfolio-without-paying-taxes-india Fri, 24 Apr 2026 00:00:00 GMT <![CDATA[How to Retire at 35 in India: The Extreme FIRE Math]]> https://www.plannf.com/blog/how-to-retire-at-35-india https://www.plannf.com/blog/how-to-retire-at-35-india Tue, 21 Apr 2026 00:00:00 GMT <![CDATA[plannF vs. Kuvera: Why Basic Goal Calculators Break During Retirement]]> https://www.plannf.com/blog/plannf-vs-kuvera https://www.plannf.com/blog/plannf-vs-kuvera Tue, 21 Apr 2026 00:00:00 GMT <![CDATA[What is FIRE and How to Plan for It in India]]> https://www.plannf.com/blog/fire-planning-india https://www.plannf.com/blog/fire-planning-india Thu, 16 Apr 2026 00:00:00 GMT <![CDATA[FAQ: Rent vs Buy House for FIRE in India?]]> https://www.plannf.com/blog/faq-rent-vs-buy-house-fire-india https://www.plannf.com/blog/faq-rent-vs-buy-house-fire-india Wed, 15 Apr 2026 00:00:00 GMT <![CDATA[Can I Retire with 1 Crore in India? Calculate the Math]]> https://www.plannf.com/blog/can-i-retire-with-1-crore-india https://www.plannf.com/blog/can-i-retire-with-1-crore-india Sat, 11 Apr 2026 00:00:00 GMT <![CDATA[Tax-Free Compounding: Maximizing EPF and PPF for FIRE]]> https://www.plannf.com/blog/maximizing-epf-ppf-fire https://www.plannf.com/blog/maximizing-epf-ppf-fire Thu, 09 Apr 2026 00:00:00 GMT <![CDATA[plannF vs. INDmoney & Kuvera: Why Asset Tracking Isn't Financial Planning]]> https://www.plannf.com/blog/plannf-vs-indmoney-kuvera https://www.plannf.com/blog/plannf-vs-indmoney-kuvera Thu, 09 Apr 2026 00:00:00 GMT <![CDATA[EPF Corpus Calculator: Project Your Tax-Free Debt]]> https://www.plannf.com/blog/epf-corpus-calculator-india https://www.plannf.com/blog/epf-corpus-calculator-india Wed, 08 Apr 2026 00:00:00 GMT <![CDATA[Retirement Calculator India: Plan Your 60+ Corpus]]> https://www.plannf.com/blog/retirement-calculator-india https://www.plannf.com/blog/retirement-calculator-india Tue, 07 Apr 2026 00:00:00 GMT <![CDATA[Can I Retire with 3 Crores in India? The Math of Independence]]> https://www.plannf.com/blog/can-i-retire-with-3-crores-india https://www.plannf.com/blog/can-i-retire-with-3-crores-india Mon, 06 Apr 2026 00:00:00 GMT <![CDATA[The Complete Guide to Net Worth Tracking in India]]> https://www.plannf.com/blog/complete-guide-net-worth-tracking https://www.plannf.com/blog/complete-guide-net-worth-tracking Mon, 06 Apr 2026 00:00:00 GMT <![CDATA[The State of FIRE in India: 2026 Report]]> https://www.plannf.com/blog/state-of-fire-india-2026-report https://www.plannf.com/blog/state-of-fire-india-2026-report Sun, 05 Apr 2026 00:00:00 GMT <![CDATA[How to Retire at 45 in India: The Chubby FIRE Path]]> https://www.plannf.com/blog/how-to-retire-at-45-india https://www.plannf.com/blog/how-to-retire-at-45-india Sun, 29 Mar 2026 00:00:00 GMT <![CDATA[The Ultimate Guide to Tax Harvesting in India (With Math)]]> https://www.plannf.com/blog/ultimate-guide-to-tax-harvesting-india https://www.plannf.com/blog/ultimate-guide-to-tax-harvesting-india Sat, 28 Mar 2026 00:00:00 GMT <![CDATA[Can I Retire with 2 Crores in India? The Realistic Math]]> https://www.plannf.com/blog/can-i-retire-with-2-crores-india https://www.plannf.com/blog/can-i-retire-with-2-crores-india Tue, 24 Mar 2026 00:00:00 GMT <![CDATA[Net Worth Calculator India: Track Your True Wealth]]> https://www.plannf.com/blog/net-worth-calculator-india https://www.plannf.com/blog/net-worth-calculator-india Sun, 22 Mar 2026 00:00:00 GMT <![CDATA[LTCG Tax Calculator for Mutual Funds in India]]> https://www.plannf.com/blog/ltcg-tax-calculator-mutual-funds https://www.plannf.com/blog/ltcg-tax-calculator-mutual-funds Sat, 21 Mar 2026 00:00:00 GMT <![CDATA[The Real Cost of Healthcare Inflation in India for Retirees]]> https://www.plannf.com/blog/healthcare-inflation-retirement-india https://www.plannf.com/blog/healthcare-inflation-retirement-india Fri, 20 Mar 2026 00:00:00 GMT <![CDATA[The Cost of Delay: The Mathematical Penalty of Starting Late]]> https://www.plannf.com/blog/cost-of-delay-mathematical-penalty-sip-india https://www.plannf.com/blog/cost-of-delay-mathematical-penalty-sip-india Wed, 18 Mar 2026 00:00:00 GMT <![CDATA[The Bucket Strategy for Retirement Withdrawals in India]]> https://www.plannf.com/blog/bucket-strategy-retirement-india https://www.plannf.com/blog/bucket-strategy-retirement-india Tue, 17 Mar 2026 00:00:00 GMT <![CDATA[FAQ: How Much Emergency Fund Do I Need in India?]]> https://www.plannf.com/blog/faq-how-much-emergency-fund-do-i-need-india https://www.plannf.com/blog/faq-how-much-emergency-fund-do-i-need-india Sun, 15 Mar 2026 00:00:00 GMT <![CDATA[The 4% Rule in India: Does it Actually Work with High Inflation?]]> https://www.plannf.com/blog/the-4-percent-rule-in-india https://www.plannf.com/blog/the-4-percent-rule-in-india Mon, 09 Mar 2026 00:00:00 GMT <![CDATA[plannF vs Fee-Only Financial Planners in India]]> https://www.plannf.com/blog/plannf-vs-fee-only-financial-planners https://www.plannf.com/blog/plannf-vs-fee-only-financial-planners Sun, 08 Mar 2026 00:00:00 GMT <![CDATA[Sovereign Gold Bonds (SGB) vs Gold ETFs for Retirement]]> https://www.plannf.com/blog/sgb-vs-gold-etfs-retirement-india https://www.plannf.com/blog/sgb-vs-gold-etfs-retirement-india Sun, 08 Mar 2026 00:00:00 GMT <![CDATA[FAQ: How to Track Illiquid Real Estate in Net Worth?]]> https://www.plannf.com/blog/faq-how-to-track-illiquid-real-estate-net-worth https://www.plannf.com/blog/faq-how-to-track-illiquid-real-estate-net-worth Sat, 07 Mar 2026 00:00:00 GMT <![CDATA[The Ultimate Guide to FIRE in India: Strategies, Math, and Reality]]> https://www.plannf.com/blog/ultimate-guide-fire-india https://www.plannf.com/blog/ultimate-guide-fire-india Fri, 06 Mar 2026 00:00:00 GMT <![CDATA[Can I Retire with 5 Crores in India? The Chubby FIRE Math]]> https://www.plannf.com/blog/can-i-retire-with-5-crores-india https://www.plannf.com/blog/can-i-retire-with-5-crores-india Wed, 04 Mar 2026 00:00:00 GMT <![CDATA[FAQ: Will EPF Interest Rate Drop in the Future?]]> https://www.plannf.com/blog/faq-will-epf-interest-rate-drop https://www.plannf.com/blog/faq-will-epf-interest-rate-drop Wed, 04 Mar 2026 00:00:00 GMT <![CDATA[plannF vs Freefincal Excel Sheets: Which is Better for FIRE?]]> https://www.plannf.com/blog/plannf-vs-freefincal-excel-sheets https://www.plannf.com/blog/plannf-vs-freefincal-excel-sheets Sun, 01 Mar 2026 00:00:00 GMT <![CDATA[Old vs. New Tax Regime: Which is Better for Early Retirees in India?]]> https://www.plannf.com/blog/old-vs-new-tax-regime-fire https://www.plannf.com/blog/old-vs-new-tax-regime-fire Mon, 23 Feb 2026 00:00:00 GMT <![CDATA[Why Tracking Net Worth is More Important Than Tracking Income]]> https://www.plannf.com/blog/net-worth-vs-income https://www.plannf.com/blog/net-worth-vs-income Sun, 22 Feb 2026 00:00:00 GMT <![CDATA[How to Legally Minimize LTCG Tax on Mutual Funds]]> https://www.plannf.com/blog/minimizing-ltcg-tax-india https://www.plannf.com/blog/minimizing-ltcg-tax-india Wed, 18 Feb 2026 00:00:00 GMT <![CDATA[The Real Cost of Retirement Across Top 5 Indian Cities]]> https://www.plannf.com/blog/real-cost-retirement-top-5-indian-cities https://www.plannf.com/blog/real-cost-retirement-top-5-indian-cities Tue, 17 Feb 2026 00:00:00 GMT <![CDATA[SIP Calculator with Inflation: The Real Value of Your Mutual Funds]]> https://www.plannf.com/blog/sip-calculator-with-inflation-india https://www.plannf.com/blog/sip-calculator-with-inflation-india Tue, 17 Feb 2026 00:00:00 GMT <![CDATA[FIRE Calculator India: Simulate Your Path to Early Retirement]]> https://www.plannf.com/blog/fire-calculator-india https://www.plannf.com/blog/fire-calculator-india Wed, 11 Feb 2026 00:00:00 GMT <![CDATA[How to Retire at 55 in India: The Final Sprint]]> https://www.plannf.com/blog/how-to-retire-at-55-india https://www.plannf.com/blog/how-to-retire-at-55-india Wed, 11 Feb 2026 00:00:00 GMT <![CDATA[SWP of 1 Lakh Per Month: What Corpus is Required?]]> https://www.plannf.com/blog/swp-of-1-lakh-per-month-corpus-required-india https://www.plannf.com/blog/swp-of-1-lakh-per-month-corpus-required-india Mon, 09 Feb 2026 00:00:00 GMT <![CDATA[Tax Implications of Selling Ancestral Property for FIRE]]> https://www.plannf.com/blog/tax-implications-selling-ancestral-property-india https://www.plannf.com/blog/tax-implications-selling-ancestral-property-india Fri, 06 Feb 2026 00:00:00 GMT <![CDATA[Is 1 Lakh Pension Enough for Retirement in 2040?]]> https://www.plannf.com/blog/is-1-lakh-pension-enough-for-retirement-in-2040 https://www.plannf.com/blog/is-1-lakh-pension-enough-for-retirement-in-2040 Mon, 02 Feb 2026 00:00:00 GMT <![CDATA[FAQ: What is a Good Net Worth for a 30-Year-Old in India?]]> https://www.plannf.com/blog/faq-good-net-worth-30-year-old-india https://www.plannf.com/blog/faq-good-net-worth-30-year-old-india Sat, 31 Jan 2026 00:00:00 GMT <![CDATA[The Barista FIRE Strategy for Indian Professionals]]> https://www.plannf.com/blog/barista-fire-strategy-indian-it-professionals https://www.plannf.com/blog/barista-fire-strategy-indian-it-professionals Sun, 25 Jan 2026 00:00:00 GMT <![CDATA[Can I Retire with 10 Crores in India? 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