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Comparisons

5 articles

Objective comparisons of Indian financial products and strategies. Term insurance vs endowments, NPS vs EPF, SGBs vs Gold ETFs, and renting vs buying a house.

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Term Insurance vs Endowment Plans: Why Mixing Them Kills FIRE

Insurance agents want you to buy Endowment plans and ULIPs. Here is the exact mathematical reason why you must only buy pure Term Insurance.

2026-06-16 6 min read
Term Insurance vs Endowment Plans: Why Mixing Them Kills FIRE
NPS vs EPF for Retirement: The Complete Mathematical Breakdown
Comparisons

NPS vs EPF for Retirement: The Complete Mathematical Breakdown

Which locked-in retirement vehicle is actually better? We compare the tax-free certainty of EPF agai…

2026-05-07 8 min
plannF vs Fee-Only Financial Planners in India
Comparisons

plannF vs Fee-Only Financial Planners in India

Should you pay a SEBI Registered Investment Advisor (RIA) ₹25,000 a year, or manage your own FIRE jo…

2026-03-08 7 min
plannF vs Freefincal Excel Sheets: Which is Better for FIRE?
Comparisons

plannF vs Freefincal Excel Sheets: Which is Better for FIRE?

Academic Excel macros or dynamic web software? See how plannF compares to the popular Freefincal spr…

2026-03-01 7 min
plannF vs 1% Club Calculator: Which is Better for FIRE?
Comparisons

plannF vs 1% Club Calculator: Which is Better for FIRE?

The 1% Club offers a popular retirement calculator for beginners, but can it handle the complexities…

2026-01-12 6 min